Consumer Portfolio Services is a publicly-traded company that helps consumers realize their dreams of owning a home through consumer loan services and portfolio purchase programs. Established in 1991, Consumer Portfolio Services’ mission has been to help people obtain the American Dream of home ownership. Through its highly trained staff, Consumer Portfolio Services has helped thousands of Americans purchase homes since its inception.
CPS’s Variuos Programs
When it comes to helping customers achieve their goal of purchasing a home, Consumer Portfolio Services offers a variety of programs to meet the needs of each individual consumer. These programs include mortgage refinance, purchase loan programs, FHA/VA loans, portfolio purchase programs, and home equity lines of credit. Each of these programs can be tailored to meet the particular needs of each customer, allowing them to get the best possible deal for their specific situation.
Home Equity Lines of Credit (HELOC)
One of the most popular loan programs offered by Consumer Portfolio Services is the Home Equity Line of Credit (HELOC). This program allows borrowers to borrow against the equity of their home to pay for items such as renovations, college tuition and other large one-time expenses. If borrowers are in need of some extra cash for immediate needs, they can apply for a HELOC, which offers a much lower interest rate than traditional loan programs.
Customer Portfolio Services also offers portfolio purchase programs. Through this program, customers can purchase an existing portfolio of pre-qualified mortgages from either Consumer Portfolio Services or another lender. The portfolios can consist of prime and nonprime loans, including adjustable rate mortgages, balloon mortgages, bridge loans, and more. By buying a portfolio, customers can save money on closing costs, points, and fees associated with obtaining a new loan.
A Leader in the Mortgage Industry
Consumer Portfolio Services is a leader in the mortgage industry and leads the way when it comes to offering innovative loan products. They strive to provide superior customer service and have a history of delivering on their promises. Over the years, they have gained a reputation as a reliable and trustworthy lender. They have also been recognized by numerous organizations for their commitment to helping consumers achieve the dream of home ownership.
The Benefits of Working with CPS
There are many benefits to working with Consumer Portfolio Services when applying for a loan or refinancing an existing loan. In addition to great customer service and competitive rates, Consumer Portfolio Services also offers a wide variety of loan products and flexible terms. Customers can easily apply online or by phone and can get pre-approved quickly. With a variety of payment options available, customers are sure to find a repayment plan that works for their unique financial situation.
Making the Dream of Home Ownership a Reality
Consumer Portfolio Services is committed to helping customers realize their dream of owning a home. Their knowledgeable staff is dedicated to providing the highest level of customer service and finding the perfect loan product and repayment plan for each individual customer. With its long history of success and commitment to excellent customer service, Consumer Portfolio Services is a leader in the mortgage industry and a trusted partner for those looking to purchase a home.