Consumer Portfolio Services is a financial services company that specializes in helping consumers with less-than-perfect credit obtain the financing they need for car purchases. Established in 1991, they have helped more than one million people attain their goals of vehicle ownership.
At CPS, their mission is to provide customers with quality products and services they need for a better future. The company offers auto loans, and they specialize in providing financing options to subprime borrowers. In addition to this service, they also offer innovative loan products, such as their highly successful Fresh Start program, which allows customers to reestablish their credit history.
CPS Flexible Loan Options
The lenders at CPS understand how difficult it can be for people with imperfect or no credit histories to secure financing. That’s why they are proud to offer flexible terms and competitive rates to help borrowers get the financing they need.
Customers have the option of selecting from loan terms ranging from 24 to 72 months. They also have the flexibility to choose either fixed or variable interest rates. Additionally, payment plans can be set up so customers can pay off their loan quickly or make smaller payments that fit best within their budget.
Customer Protection Programs
CPS also provides customers with assistance programs should they encounter financial hardship during the course of repaying their loan. Customers who are facing difficulty making their monthly payments may qualify for their Hardship Program, which offers repayment options that are tailored to individual situations.
For customers who are able to make their monthly payments but are concerned about the amount of money they owe, CPS can help. The company has a Loan Modification Program that can reduce interest rates and/or extend loan terms to reduce monthly payments.
Unmatched Customer Service
At CPS, they believe in delivering superior customer service. To ensure their customers are getting the best possible experience, they employ a team of knowledgeable customer service representatives who are always willing to answer questions and find solutions for their customers.
The company also makes sure their customers are aware of their rights under the Fair Credit Reporting Act. They provide customers with all the information they need to understand their rights and protect themselves against fraudulent activities.
From easy online applications to unmatched customer service, Consumer Portfolio Services is the go-to source for financing options for individuals with less-than-perfect credit. With over 25 years of experience, they look forward to working with customers to meet their needs and exceed their expectations.
Consumer Portfolio Services is a financial company that specializes in non-prime automotive finance. It offers a diverse range of services for consumers including loans and debt restructurings. With offices in all 50 states, CPS services individuals from all walks of life. CPS has been providing services for over 25 years and is a publicly-traded company on the NASDAQ board.
CPS is passionate about providing consumers with access to financing and helping them secure affordable solutions to their financial needs. The company offers customers loans that are tailored to meet their individual requirements. In addition, CPS helps people lower their monthly payments by restructuring existing debt, and also identifiy options for debt-relief. With the right guidance and financial products, CPS can help consumers move towards a more secure financial future.